FINANCIAL ACCESS FOR RURAL MARKETS, SMALLHOLDERS AND ENTERPRISE PROGRAMME
Promoting Access to Rural Financial Services in Malawi
More Information on
FARMSE
FARMSE is a seven-year development programme financed by the Malawi government, the International Fund for Agricultural Development (IFAD), and the private sector, running from 2018 to 2025. The programme works to support the graduation of poor Malawians along the poverty spectrum from ultra-poor to a productive pathway on a sustainable basis. The programme also supports household economic development through access to financial services that are appropriate to each socio-economic level of poverty including ultrapoor, poor but food secure, vulnerable to poverty, and resilient to poverty.
Latest News
FARMSE disburses K818m seed money
FARMSE empowers SCTP beneficiaries
FDH Bank engages 1,500 agents through Ufulu digital banking
FARMSE
Funding Partners
The FARMSE programme is jointly funded by International Fund for Agricultural Development (IFAD) and the Malawi Government through the Ministry of Finance for effective achievements of the desired programme results.
Knowledge Centre
FARMSE Success Stories
Connect with us on
Social Media
892
Farmse Malawi
Financial Access for Rural Markets Smallholders & Enterprises-FARMSE is a nation-wide Malawi government and IFAD co-funded program, aims to increase access and use of sustainable financial services by rural households, micro, small & medium enterprises.
The Malawi government and the Food and Agriculture Organization (FAO) of the United Nations, today signed a USD53.2 million worth Project Agreement for the Ecosystems-based Adaptation for Resilient Watersheds and Communities in Malawi (EbAM) Project. While the Government of Malawi has contributed US$9.4 million towards the project, US$1 million is contribution from FAO, and US$42.8 million is a grant from the Green Climate Fund (GCF).![]()
Speaking at the signing ceremony in Lilongwe, Minister of Finance and Economic Affairs, Honourable Simplex Chithyola Banda said, EbAM project will leverage on the on-going IFAD-funded Financial Access for Rural Markets, Smallholders and Enterprise (FARMSE) Programme to enhance financial inclusion of smallholder farmers. ![]()
This is a six year long project, targeting 574,855 total beneficiaries, of which 270,820 are direct beneficiaries and 304,035 are indirect participants in the Malawi’s 11 highly climate-susceptible districts of Dedza in the Central Region; Zomba, Mangochi, Thyolo, Neno, Mwanza, Nsanje in the Southern Region; and Nkhatabay, Rumphi, Karonga and Chitipa in the Northern Region. ![]()
Dixon Ngwende, FARMSE Programme Coordinator said under EbaM project, the programme will support agricultural interventions in all the 11 project impact districts. ![]()
Dr. Zhijun Chen, Country Representative of the Food and Agriculture Organization (FAO) in Malawi, assured of FAO’s commitment towards the achievement of Malawi 2063 First 10-Year Implementation Plan (MIP-1) through support to food system transformation, sustainable natural resources management and environment conservation, disaster risk management and resilience building.![]()
Bernadette Mukonyora, IFAD Country Director was in attendance at the signing ceremony.![]()
EbAM key stakeholders include FAO, IFAD-Malawi, FARMSE Programme under ministry of Finance and Economic Affairs, Malawi’s National Designated Authorities (NDA), Department of Land Recourse Conservation, and Local Government Finance Committee.
"This project has transformed my life. From the depths of poverty, I now stand as a self-reliant individual, engaged in various income-generating activities like grocery and vegetable production, thanks to the support and guidance provided," Says Rhoda Lamusi who once lived in abject poverty, and has now emerged as a beacon of success through the "Nourishing People and the Earth through Inclusive and Sustainable Agriculture Programme," implemented under the FARMSE Ultra-poor graduation component, graduating ultra-poor households from dependency to self-reliance. Through the project Rhoda received pass-on goats which she has already passed them on to her peer. The goats are currently providing household income and manure for her maize and vegetable gardens providing resilience in the home.